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Analyzing your cash flow
This video walks you through the analysis tab in your moneyStrands account. You’ll get a better understanding of the features and charts provided, what the data means and how to take advantage of the information.
Where can I get a free spread sheet to keep track of my receipts for my taxes?
I need to find a spread sheet that allows me to organize my deductions such as gas, supplies, tools and everything I save receipts for for the year so I can organize my deductions at tax time.
money problems?
my wfe & i make good money, have a nice home & most items we disere laptops plasmas latest cell phones . but no matter what at the end of the week we are over drawn no matter if there is$ 20 or 00 it just goes . So i just put more money to the prin of r home or 401 so at least it goes to good use . i need to keep some $ at hand for emergengys but we cant ( discipline) i have mico soft $ i have spread sheets to track spendig but all for not i need intervention . r there peaple out there that will just take over my $ & put us on a strict budget . classes or programs to teach us discipline?
Is it possible to lock an Excel spreadsheet until a value is entered into a specific cell?
I am creating an Excel spreadsheet where the calculations of the spreadsheet depend on the value of one cell. I don’t want that cell left blank so I want to make it so that the user can’t do anything else in the spreadsheet until they enter a value in that cell. If anyone can tell me how to do this it would be much appreciated! Thanks!
Dave Ramsey and online FPU?
We have the book Total Money Makeover. We have done a spreadsheet of our budget and plan to pay the smallest bill first. We also have almost all of the 00 each. I need to know if he recommends if there are two of you should you put 00 per person in savings or as a couple? Or should we do 00? I’m not clear on that.
Also, we don’t have time with a child and activities to take a class at some location at some appointed time every week. Have you made or are you making it without taking a class or have you tried an online class and has it been helpful for you?
And one problem I have is trying not to put the extra payments towards one higher monthly payment card so we kill two birds with one stone (get rid of interest accruing card while freeing up 5 per month from the bill. We owe about 8600 on it. What is your opinion if we were able to sell enough things to pay off a majority of that card and then start the paying off of the smallest bill first?
Spock- yes, we have stopped using the cards. The money in savings we understand keeps one from using them. I’m just afraid that 00 for both of us isn’t enough. @nd- I’m not clear on the using one card to pay all the bills due every month? Could you clarify? I thought we weren’t supposed to use the cards for anything. Or is this just a way of organizing payments every month?
Also, we’ve tried the "pay your highest interestcard off" route for years. It didn’t work for us because we need more income and we also didn’t have a savings for emergencies. This is why I’m pondering paying off the highest MONTHLY credit card payment even if it is the lowest interest. It frees up the most money while getting rid of SOME interest. Make sense I hope? Thanks.
Judy-paying each card down to the 30% line is actually positive-I know that creditors like to see no more than this on your credit score and this would allow us to move to the next bill quicker and might be a little more encouraging for us
Wilma-Thanks for the focus. I think that’s what I needed to hear. I keep flip-flopping and it’s driving my husband crazy. It was a struggle to get him to be on board with this. He feels Dave’s just another guru trying to make money off the little guy. I asked him, "What IF the simplest, stupidest most obvious idea is what gets us out of debt? Is it then a stupid, dumb little idea?" I’ve been a saver in the past and I know what just 15 dollars a pay period adds up to. Before I moved out on my own I bought a car with that kind of money. Thanks again. I’m sure he will understand and be encouraged in a couple of months. He is reading the book and is in agreement with the process, so we’ll see! Can’t wait to be debt- free.
Steven F: Thanks for the clarification on the emergency fund. And you are right about behavior. We would repeatedly agree to not use the cards but something would come up and we would have to charge stuff for our child automobile repairs etc. My husband would also come home with a newly built bike every year I think. It made me not want to sacrifice if he wasn’t. Now I have the credit cards at his acceptance. We do not use them. We use the emergency fund for the first time since we got together 7 years ago. I hope this is what breaks the cycle. I never want to use credit cards again. Once we are debt-free, we MIGHT consider -on a trial basis -using a cash back rewards card. But no air miles or anything you have to wait for or that might expire. Those things are just rip-offs. Thanks for your answers everyone!
Greg Bell – Free 5 Easy Steps To Budgeting
www.ihatebudgets.net www.ihatebudgets.com.au Budget requires discipline. ihatebudgets provides you with a Free 5 Easy Steps To Budgeting ebook to get you started. This ebook includes a spreadsheet to help you track your Income, Expense and plan your budget for a month.
Fibonacci Sequence Spreadsheet and the 0.61803 Golden Ratio
Fibonacci Sequence Video I often talk about the 61.8% retracement. I said in previous videos that I wanted to know more, and I found it. The logic on the 61.8, 38.2, 76.4 and 23.6 are explained in this video. The 50% is self explanatory, but the 23.6% number is shown in this video. To make this spreadsheet do the following A1 = 0 A2 = 1 A3 = A1+A2 Copy A4 down to your target area The spreadsheet I used is called Open Office and is free for download on the internet
Excel – If value = "this" then add different cell?
I am putting together my own budget sheet and am just trying to get some data on spending habits. Therefore I mark things with how I paid (Debit/Credit/Cash) and I want to see how much I am spending on each. Therefore my data looks like this:
A – B – C
Car – 0 – Debit
Laundry – – Cash
Haircut – – Credit
Gas – – Credit
Food – – Cash
I want to write a formula that will find all of the "Credit" cells and adds the dollar amount associated with it to a running total (or SUM function) and will continue to do so. Same for Debit and Cash.
Therefore the output would be like this:
A – B
Credit –
I have multiple categories and so it would not just be for one column of data but multiple spread out through the page.
how to add information to an excel spread sheet?
I have 3 separate excel sheets with a lot of information in them but all with the same format of just text and data. I need to merge or copy and paste them all onto one sheet but have not figured out how. Does anyone have any suggestions?